Eligibility Requirements for SSDI in Texas

To qualify for SSDI, you must:

• Have a medical condition that meets the Social Security Administration’s definition of disability.
• Have worked long enough and recently enough in jobs covered by Social Security to earn sufficient work credits.
• Be unable to perform substantial gainful activity (SGA) due to your disability.
• Have your disability expected to last at least 12 months or result in death.

What SSDI Benefits Cover

Monthly Cash Benefits

SSDI provides monthly financial support based on your previous earnings. The amount varies depending on your work history, but the average benefit can help cover:

• Basic living expenses.
• Rent or mortgage payments.
• Utilities and groceries.
• Medical and personal care costs not covered by insurance.

Medicare Coverage

After receiving SSDI benefits for 24 months, Texas residents become eligible for Medicare, which helps cover hospital visits, doctor appointments, and prescription medications.

Family Benefits

In some cases, family members such as spouses and children may also qualify for benefits based on your SSDI record.

How to Apply for SSDI Benefits in Texas

Texas residents can apply for SSDI through:

• The Social Security Administration’s online portal at www.ssa.gov.
• Calling the SSA at 1-800-772-1213.
• Visiting a local SSA office in Texas.

Gathering detailed medical records and work history documentation is essential to support your application.